⚡ About EVRatio

Real Numbers.
Not Marketing Copy.

EVRatio was built because every EV cost calculator we found gave the same answer: the national average. Your electricity bill doesn’t use the national average. Your car doesn’t drive the national average. Your state doesn’t charge the national average. You need your own number, so we built tools that give it to you.

Our Mission

The ratio between what you pay now
and what you could pay electric.

That ratio is different for everyone. It depends on where you live, what you drive, how far you go, and when you charge. A national average doesn’t help much if you’re in Louisiana at about 13¢/kWh or Hawaii at 43¢/kWh.

EVRatio exists to give every driver their actual ratio, calculated from the same public sources energy analysts use, in tools simple enough to finish in 30 seconds.

The EVRatio
Gas cost per mile ÷ EV cost per mile
Example: a Texas driver
Gas: 14.6¢/mile (28 MPG at $4.10/gal)
EV: 4.2¢/mile ($0.154/kWh, 3.7 mi/kWh)
EVRatio = 3.5× — gas costs 3.5× more per mile

The higher your ratio, the stronger the case for going electric in your specific situation.

Who Runs EVRatio

Built and run by Shoaib

Founder and editor

Hi, I’m Shoaib. I build every calculator on EVRatio, write the guides, and check each figure against its source before it goes live.

I started EVRatio because most EV cost numbers online were either national averages or rough guesses. What you pay to charge depends on your state, your car, and your plug, so a useful tool has to ask about all three. Every formula I use is published on this page, so you can check my work.

If a number looks wrong to you, please tell me. I read every message and correct any confirmed error.

How We Work

Four Principles We Won’t Compromise On

These rules shape every calculation, every default, and every data source on the site.

📋
Named, dated sources
Every rate, price, and efficiency figure traces back to a named source, such as EIA, AAA, fueleconomy.gov, NREL, or a manufacturer spec sheet, and shows the date of the data. If we can’t verify a number, it doesn’t go in.
⚖
Your state, not the national average
Hawaii’s residential rate is about 2.4 times the national average, so a calculator using the national number would put a Hawaii driver’s charging cost at less than half the real figure. Our calculators let you pick your own state’s EIA residential rate.
🔒
Ads never change results
EVRatio is supported by display ads. No EV maker, charging network, or solar company pays to appear in a calculator, and no ad changes a result or a default.
🔍
Honest when EVs lose
Some scenarios produce results where the gas car wins, such as charging only at expensive fast chargers. Our calculators show that result clearly. The goal is accuracy, not advocacy.

📊 Data Sources

Every number on EVRatio comes from one of these sources. Each calculator shows the date of the data it uses.

⚡
EIA Electric Power Monthly (Table 5.6.B)
Average residential electricity rates for every state and the District of Columbia. We use residential rates, not commercial or industrial ones. EIA publishes monthly, and we refresh our rates at least once a quarter.
Electricity rates · 50 states + DC
⛽
AAA
The national average price of regular gasoline, the national average price of public EV charging per kWh, and maintenance averages from AAA’s Your Driving Costs study.
Fuel · Public charging · Maintenance
📊
fueleconomy.gov
EPA combined efficiency ratings for every EV (converted to mi/kWh) and MPG ratings for gas and hybrid cars. EPA ratings are measured at the wall, so charging losses are already included in our cost-per-mile figures.
EV efficiency · MPG
🚗
Manufacturer specifications
Usable battery capacity, onboard charger power, and peak DC fast-charging speed for each model. These set the cost of a full charge and how long a charge takes.
Battery size · Charging speed
🔌
Our charging-loss assumptions
About 10% of the energy from the wall is lost before it reaches the battery on a Level 2 charger. We use 90% efficiency for Level 2, 85% for a 120 V outlet, and 95% for DC fast charging. These are our standard modeling assumptions and appear in every calculator’s methodology.
Charging efficiency
🌞
NREL PVWatts
Peak sun hours by state, used in the Solar + EV ROI Calculator. PVWatts is the standard tool installers and utilities use to estimate solar output.
Solar production · By state
🏠
LBNL Tracking the Sun and SEIA
Residential solar installation costs per watt. The 30% residential clean energy credit (IRC §25D) ended for spending after December 31, 2025, so our solar payback figures no longer include it.
Solar costs
💰
Kelley Blue Book (Cox Automotive) and iSeeCars
Average new EV and gas car prices, plus model-level depreciation. Used in the Total Cost of Ownership and EV vs Gas calculators.
Purchase price · Depreciation
🛡
MoneyGeek insurance data
Average insurance costs for EVs and gas cars by vehicle class. Insurance varies more than any other cost, so we show ranges and let you enter your own premium.
Insurance
Our Methodology

The Formulas Behind Every Result

These are the core equations used across EVRatio calculators. We publish them so you can check any result yourself. If you find an error, let us know.

Cost of One Charge
(kWh added ÷ 0.90) × $/kWh
0.90 = Level 2 charging efficiency. About 10% of the energy from the wall is lost as heat in the car’s onboard charger, and you still pay for it.
Cost per Mile
$/kWh ÷ EPA mi/kWh
EPA ratings are measured at the wall, so charging losses are already included. We never subtract them a second time.
Monthly EV Charging Cost
(Miles ÷ EPA mi/kWh) × $/kWh
Uses your state’s rate, or an off-peak or public charging rate if you choose one.
Gas Car Monthly Fuel Cost
(Miles ÷ MPG) × $/gallon
MPG is the EPA combined rating from fueleconomy.gov. Gas price is the AAA national average unless you enter your own.
Solar Annual Production (kWh)
kW × peak sun hrs × 365 × 0.85
0.85 = system efficiency (inverter, wiring, and heat losses). Peak sun hours from NREL PVWatts by state. Panel output falls 0.5% a year.
Break-Even Year
Price premium ÷ Annual operating saving
Operating saving = (gas fuel + gas maintenance + gas insurance) − (EV fuel + EV maintenance + EV insurance). Multi-year projections assume gas prices rise 3% a year.

⚠️ What EVRatio is not

✗Not financial advice. Our calculators estimate costs from the inputs you give and public data. They are not a substitute for professional financial advice. For big financial decisions, talk to a qualified advisor.
✗Not a dealership. We don’t sell cars, and we don’t earn commissions on EV purchases. Links to fueleconomy.gov and manufacturer pages are for information only.
✗Not a guarantee. Real costs depend on driving habits, your exact utility plan, weather, and other things a calculator can’t capture. Treat results as informed estimates.
✗Not live pricing. Electricity rates are refreshed at least once a quarter and the gas price at least once a month. Every figure is labeled with its source and date.

Questions About EVRatio

Electricity rates come from EIA, which publishes monthly, and we refresh them at least once a quarter. The national gas price is updated at least once a month. Maintenance and insurance figures come from yearly publications. Vehicle specs are reviewed with each new model year. Every calculator shows the date of the data it uses.

No. Calculations run in your browser, and you don’t need an account. If you use a calculator’s share button, your inputs are added to the link, so anyone you send it to can see them. Like most websites, EVRatio uses cookies for analytics and advertising. Our Privacy Policy explains what is collected and how to opt out.

EVRatio is free to use and is supported by display advertising. No EV maker, charging network, or solar company pays for placement in our calculators, and ads never change a result or a default.

There are three common reasons. (1) State rate vs national average. Many calculators use one national rate. We let you use your own state’s EIA rate, and in California at about $0.33/kWh that nearly doubles the charging cost. (2) Charging losses. Some calculators leave out charging losses when pricing a charge, which understates the cost by about 11%. Others subtract losses from EPA ratings that already include them, which overstates cost per mile. We count them exactly once. (3) Full cost picture. Our Total Cost of Ownership calculator includes insurance and maintenance, so its EV advantage is often smaller than on calculators that compare fuel only.

Use the contact page. Tell us which calculator, the value you think is wrong, and the source you’re comparing it with. If the figure is wrong, we’ll correct it and note the change.

Ready to find your actual EVRatio?

Free calculators. Your state’s EIA rate. Your exact EV model. Your miles. Results in about 30 seconds, no signup required.